Monday, May 19, 2014

Dignity for Oklahoma City Family Caregivers and the Seniors They Love

by Judie Schwerdtfeger

Here's what I've learned as a Certified Senior Housing Professional in Oklahoma City - or, in other words - a real estate agent who specializes in working with seniors or their caregiver families.


Yes, that's exactly it. Dignity. 

Dignity for the senior, his or her spouse, and the family members who are involved in the care of an older, senior adult.

People occasionally ask why- although I help people of all ages buy and sell houses in Oklahoma - I chose to dedicate time, energy, and expense to the specialized training necessary to achieve the designation of Certified Senior Housing Professional of the Seniors Real Estate Institute.

When I initially came across the graphic pictured above, I realized that quote summed it up quite nicely.

It's because I believe that, in my job as an Oklahoma City Realtor, I have an opportunity to truly be of special assistance to seniors and their families who typically find themselves in a very tough spot.

As their real estate agent, I become part of their caregiving team, and that's a responsibility I do not take lightly. 

Dignity can very easily be eroded when the time comes for a senior to sell their family home and move into a senior housing community. Emotions jump to the surface, and it can very easily seem as if something horrible is coming to pass.



The truth is that it does not have to be anywhere near that dramatic. I love the fact that as a Certified Senior Housing Professional, I am specifically trained to anticipate and solve all of the issues that may spring to the forefront when a family faces financial, legal, and emotional stresses.

I love the fact that I can help a senior in Edmond or Moore maintain their dignity during the process.

I love the fact that I can help family members - some of whom may be scattered across Oklahoma or the country - stay afloat and handle the pressure they are under.


I love the fact that I can help everyone maintain a firm grasp on the process and yes, on their dignity.

Seniors deserve to be treated as so much more than just another house to sell - or another transaction - when they go through a late-in-life transition that involves the sale of an Oklahoma City house. 

Dignity

Now that deserves a big Amen!



Fabulous community offering a carefree living with neighbors that care. HOA is responsible for lawn, roof, watering, painting and exterior maintenance. Home has a lot of natural light and offers open large living/dining. Spacious kitchen with breakfast bar and pantry. Bedrooms have great closet space and each have their own bathroom. Deck is amazing for cookout and relaxing!





   

Friday, May 2, 2014

Oklahoma City Mother's Day 2014 Gift Ideas, Restaurant Brunches, Events, Activities & Flower Shows

by Judie Schwerdtfeger

Whether your mother is living on her own in Oklahoma City or the resident of a retirement community or assisted living facility anywhere from Moore to Edmond, Mother's Day in OKC is, of course, a special day for her and you.

I've compiled a list of Mother's Day gift ideas for senior citizens along with links to Mother's Day brunches, restaurants & other activities in Oklahoma City and all across our area. Enjoy and Happy Mother's Day 2014 to you.




Mother's Day 2014 Brunches in Oklahoma City

Of course, Mom will love spending time with you at the time-honored tradition of a Mother's Day brunch. From Downtown Oklahoma City to Mustang, Yukon, Bethany, and more, here are some places to take your Mom or elderly parents for Mother's Day in Oklahoma.


Mother's Day Flowers and Florists in Oklahoma City



Oklahoma City Mother's Day Events, Activities, and Things to Do




Mother's Day Gift Ideas for Seniors in Oklahoma City

Memory Jar

Grab a jar, decorate it nicely, find some small pieces of paper or cards, and pause to think. On each card, write a quick sentence detailing a fond memory of time you spent with her. It could be something from childhood or anything at all. She'll love picking one out once in awhile and smiling at a cherished memory.


Photo Bouquet

Sure, mom will love some beautiful, fresh, real flowers. But make her a photo bouquet also. Even if you're not especially "crafty," this is pretty easy to do. Cut a few shapes out of construction paper and make copies of some of your favorite, family photographs, be they "vintage" or ones you snap today with your smartphone or digital camera. Glue one photograph to each piece of construction paper, and drop by a florist and ask to buy some of the plastic sticks they use to attach cards to their floral arrangements. They should be happy to sell you a few, especially if you also purchase an Oklahoma City Mother's Day floral arrangement from them!




Freezer Meals

If Mom is a bit older and living independently in Moore, Edmond, Yukon or anywhere in Oklahoma, she'll probably appreciate you saving her from cooking. Spend some time on Mom and prepare her several casseroles, bags of vegetable treats, or other meal ideas that can be easily stored in a freezer and reheated. 

Happy Mother's Day from Judie S. to All Oklahoma City Moms




Fabulous community offering carefree living with neighbors that care and everyone is like family.. HOA is responsible for lawn, roof, watering, painting and exterior maintenance. Home has a lot of natural light and offers open large living/dining. Spacious kitchen with breakfast bar and pantry. Bedrooms have great closet space and each has their own bathroom. Deck is perfect for cookouts and relaxing!

  



Friday, April 18, 2014

What is Long Term Care Insurance? Facts for Oklahoma City Boomers and Seniors

by Judie Schwerdtfeger

Oklahoma City boomers between the ages of 49-67 and older, senior adults, should soon decide whether or not to buy a long term care insurance policy.

Fewer than 2 out of 10 adults have such a policy, a number that means many older Oklahomans could spend a lot of years living far below their expectations.


A very real possibility is that those without long term care insurance could be forced to sell off all of their assets before qualifying for Medicare. According to the National Clearinghouse for Long-Term Care Information, about 70% of people over age 65 require some type of long-term care in their lifetime.



That means your house, savings, and all assets sold in order to pay for any assisted housing needs that come up. Sort of scary, huh?

The State of Oklahoma has developed an excellent: 


Additionally, the Oklahoma Health Care Authority and the Oklahoma Insurance Department are working with private insurers to create the Oklahoma Long-Term Care Partnership program, a program with benefit options that may protect the consumer’s financial future.



Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living such as bathing, dressing, or eating.  You can select a range of care options and benefits that allow you to get the services you need, where you need them.

The cost of your long-term care policy is based on:

How old you are when you buy the policy

The maximum amount that a policy will pay per day

The maximum number of days (years) that a policy will pay

The maximum amount per day times the number of days determines the lifetime maximum amount that the policy will pay.

Any optional benefits you choose, such as benefits that increase with inflation

As a Certified Senior Housing Professional, I do far more than only help folks buy or sell a house in Oklahoma City. Feel free to contact me anytime for information and advice on planning for a late-in-life move relevant to real estate, senior housing, and any other issues affecting those who are 55+. If I don't know the answer or can't specifically help you, I can point you to other professionals or groups in Oklahoma who can.









Wednesday, April 2, 2014

Nursing Home Costs in Oklahoma and How to Pay for Them

by Judie Schwerdtfeger

Let's be clear: no one wishes to move themselves or a loved one into a nursing home. But the time may comes when - with other options exhausted - health concerns demand such a move, either to a nursing home or assisted living facility.


As an Oklahoma City real estate agent, part of my job entails helping seniors or their caregiver families sell a family home and prepare for such a late-in-life transition.

I came across this good graphic that details the approximate costs associated with nursing home care and/or home health care.



Those are some pretty significant numbers.

As a Certified Senior Housing Professional, ( a real estate agent who's specially trained to help seniors and their caregiver families) another part of my job is focused on educating seniors and their families on all available options, including the possibility of employing age-in-place techniques to allow a senior to remain in their home for as long as possible.

I also have vetted a resource team of other professionals in the area who provide senior-focused services (like elder law attorneys, tax specialists, estate sales, and more) and can help in the effort to either remain in the family home - independently - for as long as possible, or prepare for a move to a retirement community, a smaller apartment, or whatever the situation dictates.


Regardless of your situation or that of your loved one, I hope you'll contact me for advice on your unique set of circumstances. If you need help in selling an Oklahoma house, I'll be happy to help with that.

However, I'll also be happy to simply provide a set of ears and offer no-obligation advice. Just let me know how I may hep.





Thursday, March 13, 2014

The Sandwich Generation: Help for Oklahoma City Baby Boomers with Older Parents

by Judie Schwerdtfeger

Do you belong to the "Sandwich Generation?"

The Sandwich Generation (typically those between 40 and 60) makes up a huge part of the Baby Boomer demographic in Oklahoma and also includes those people who are 10 years or more TOO young to be considered a Baby Boomer. The Pew Research Center says that one out of every eight Americans (thus one of every eight Oklahomans) is responsible for the care of both their parent and child.



One member of the Sandwich Generation may be 59, living in Edmond, and caring for a 90 year-old parent. Meanwhile, they're paying tuition and costs for a 20 year-old daughter attending Oklahoma State University.

Another may be 47 and caring for a 77 year-old mother in Moore suffering from the early stages of Alzheimer's. In their spare time, they juggle the activities of a a 9 year-old daughter in OKC.

If you're a member of the Sandwich Generation and are feeling sandwiched and pressed to the extreme, keep in mind that help is available. 

As a Certified Senior Housing Professional, (an Oklahoma City real estate agent trained to help senior citizens and baby boomers) part of my job is to help boomers and seniors understand their options in senior housing, while also directing the family caregivers to other senior-focused professionals in Oklahoma – businesses I have personally vetted and can recommend for their quality.

In other words, while I'm certainly available to help boomers and seniors in selling or buying a house in Harrah or anywhere in the area, I'm also happy to meet with family caregivers and share with you what I've learned about helping elderly parents in Oklahoma City. It's not about requiring that you hire me as a Realtor or even have a need to sell a house. My goal is to build relationships and help where I can. It's what makes me happy and gives purpose to my day. It's why I've spent so much time gaining education and expertise in how to help baby boomers and senior through late-in-life transitions and moves.




Wednesday, March 5, 2014

The Judie S. Business Review: Affiliated Movers of Oklahoma City

As an Oklahoma City real estate agent I regularly come across other professionals who do an excellent job for their clients.

One of those is Affiliated Movers of Oklahoma City, a company that I refer clients to based on my past experience with them and their quality approach to providing diligent moving services in OKC.


And, as a Realtor who often specializes in helping seniors and baby boomers transition through late-in-life moves, I value Affiliated Movers as part of the resource team I am building of professional service providers in the area. It's important to me that I'm able to refer my real estate clients to reliable providers in a number of different sectors pertaining to seniors, boomers, and a move to new housing.



Affiliated Movers is a family-owned business that has served Oklahoma for more than 30 years. I regularly work with Nathan - tell him I said he is a rock star in the moving world! He really is and does a fantastic job for me and my clients.

Affiliated provides both local and long distance moving and full service packing and storage.



The fact that they offer special discounts for Seniors on the Move also makes me especially happy! And, as members of the National Association of Senior Move Managers, they have a thorough understanding of the specific issues faced by seniors and boomers when they launch the task of a late-in-life move.



Thank you for your excellent work, Affiliated Movers of Oklahoma City!






Thursday, February 13, 2014

Watch Oklahoma City Videos: Information on Retiring or Moving To Oklahoma

by Judie Schwerdtfeger

Forbes Magazine has rated Oklahoma City "One of the 25 Best Places to Retire in 2014." Of course, as a proud resident of Oklahoma City (and yes, also as an Oklahoma real estate agent who specializes in helping baby boomers and seniors downsize and move to new homes) I think this is fantastic news and very enlightening! Thank you Forbes Magazine for recognizing the gem that is our fine community.

Forbes cited our good economy, a cost of living that's 7% below the national average, a typical home price of $161,000, and a good state tax climate among the reasons that boomers and seniors should consider making Oklahoma City their home.


I thought I'd put together a blog post with a collection of short videos that showcase some of the great things about Oklahoma City.



Oklahoma City Videos



The website below, GreaterOKC.tv is a project of the Greater Oklahoma City Partnership and the Oklahoma City Chamber of Commerce. It has literally hundreds of videos showcasing various communities, restaurants, recreational activities, museums, arts, the waterfront, and plenty more in OKC.

GreaterOKC.TV

Ride along on a motorized tour of Oklahoma City that follows the planned streetcar route for our community.






Bricktown



Living Downtown in Oklahoma City



Edmond



If you're interested in learning more about retiring to Oklahoma City or - regardless of your age - if you're interested in buying or selling a house in our fantastic town, I hope you'll reach out to me - Judie Schwerdtfeger - for more information, advice, a chat, or even a no-obligation analysis of your options.